As interest rates and cost of living rise, a growing number of people are facing unmanageable debt.

Many have gone from paying bills on time and having plenty in savings to relying on credit cards and loans just to stay afloat.

After taking care of monthly living expenses, they simply don’t have enough left over to pay down debts.

When payments become too much to handle, many feel trapped and are unsure of their options. They often feel like there's no way out without assistance.

What most people don’t realize is there are now options available to lower monthly payments for those struggling with high-interest debt.

By answering a few simple questions, individuals, families, and businesses can now find out if their debts qualify for one lower payment.