This site is a free educational and motivational resource to help consumers understand consolidation options. The site provides free do-it-yourself (DIY) resources, articles, and videos. The information on this site is not provided by any state organization but as a convenience to state residents with links to state and federal hardship assistance for informational purposes only. We do not discriminate on the basis of race, color, religion, sex, marital status, national origin or ancestry.

We are not a lender, creditor or debt collector. Among other consolidation options, referral arrangements with affiliates or partners may make it possible for you to apply for a loan. Term and APR will depend on requested loan amount, creditworthiness, income, debt payment obligations, credit history and other factors.

Testimonials are the individuals' expressed opinion and may not be reflective of all experiences with the company.